Research

Insights, analysis, and thought leadership on Bitcoin banking, regulation, and the future of financial infrastructure.

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EDUCATIONAL OVERVIEW

What is Bitcoin-Backed Lending?

A comprehensive, interactive guide to bitcoin-backed lending — how it works, why bitcoin is superior collateral, real-time risk management, and why banks are uniquely positioned.

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Bitcoin-Backed Lending 101

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News · February 25, 2026

The Bitcoin Banking Standard – Edition 9

The White House just told banks to get comfortable with stablecoin rewards. Plus: seven federal charters, the Fed buries reputation risk, and JPMorgan on Bitcoin vs. gold.

News · February 4, 2026

The Bitcoin Banking Standard – Edition 8

The latest on stablecoins, bank charters, ETFs, and regulation.

Bitcoin-Backed Lending 101
Educational Overview · Research

What is Bitcoin-Backed Lending?

A comprehensive guide to bitcoin-backed lending — how it works, risk management, and why banks are uniquely positioned.

News · January 6, 2026

The Bitcoin Banking Standard – Edition 7

From OCC clarity to normalized Fed oversight and stablecoin rails.

News · August 26, 2025

The Bitcoin Banking Standard – Edition 6

From de-banking relief to Citi's custody signals and lighter Fed scrutiny.

Enterprise Adoption · August 11, 2025

Bitcoin Backed Lending: A Win/Win/Win

Bitcoin backed loans offer high interest spreads and tax-efficient borrowing.

News · July 25, 2025

The Bitcoin Banking Standard – Edition 5

PNC partners with Coinbase, JPMorgan explores BTC-backed loans.

News · July 4, 2025

The Bitcoin Banking Standard – Edition 4

The regulatory landscape evolves favorably for Bitcoin banking.

News · June 5, 2025

The Bitcoin Banking Standard – Edition 3

Massive banks begin implementing Bitcoin into their products.

News · April 11, 2025

The Bitcoin Banking Standard – Edition 2

Regulatory bodies provide a more favorable environment for institutions.

News · March 28, 2025

The Bitcoin Banking Standard: Edition 1

A transformative period in Bitcoin's integration within the banking sector.

Enterprise Adoption · February 11, 2025

The Rise of Bitcoin Banks – Stephan Livera Pod

Nicolas Burtey discusses the evolution of Bitcoin banking.

News · February 6, 2025

Galoy Launches Lana for Digital Asset Lending

New service enables institutions to offer Bitcoin-backed loans.

Enterprise Adoption · December 19, 2024

How SAB121's Withdrawal Unleashes Banking Innovation

What the SEC's SAB 121 withdrawal means for banks.

Enterprise Adoption · December 3, 2024

When Banks and Bitcoin Collide

Nicolas Burtey at Adopting Bitcoin 2024.

News · October 21, 2024

Blink Completes Transaction to Accelerate Growth

Blink positioned for expansion under new CEO Lukas Duczko.

Enterprise Adoption · July 23, 2024

How Will Enterprises Adopt Bitcoin?

Companies that wield Bitcoin early will make money and differentiate.

Engineering · May 1, 2024

From Galoy to Blink – GitHub Repositories Renamed

Repositories rebranded to reflect core functionalities.

Engineering · September 11, 2023

Moving Open Source Up the Bitcoin Stack

Nicolas Burtey at Baltic Honeybadger 2023.

Enterprise Adoption · May 13, 2023

Be Your Own Bank (For Corporations)

Nicolas Burtey presents at MSTR World 2023.

Research · December 14, 2022

Industry Use Cases of the Lightning Network

Machine-to-machine payments, power grids, and cross-border settlement.

Engineering · December 6, 2022

The Lightning Cash Register

POS payments on the Lightning Network for merchants.

Engineering · August 3, 2022

Announcing Stablesats

Bringing USD to the Lightning Network.

Research · March 10, 2022

Inbound Liquidity & Fee Structures on Lightning

Pricing liquidity for Lightning wallets and banking systems.

News · February 17, 2022

Newsletter #4: Bitcoin Mortgages & Open Source

New Story partnering with Bitcoin Beach for homeownership.

Enterprise Adoption · February 16, 2022

Bitcoin Mortgage Payments in El Zonte

Making homeownership possible with Bitcoin.

News · January 24, 2022

Newsletter #3: Bitcoin For Communities

Support for Tonga, Cash App adds Lightning.

Enterprise Adoption · January 22, 2022

Bitcoin For Communities

42 million sats donated to 10 Bitcoin projects worldwide.

Engineering · December 22, 2021

Receive Payment Via Lightning Address

Lightning Addresses simplify Bitcoin transactions.

News · December 16, 2021

Newsletter #2: $3m Seed Round

Adopting Bitcoin videos, Lightning Network news.

News · December 15, 2021

Galoy Raises $3m Seed Round

Craft Ventures leads round for Bitcoin banking infrastructure.

News · November 22, 2021

Recap: Adopting Bitcoin Lightning Summit

700+ attendees and 75 speakers in El Salvador.

News · November 11, 2021

Newsletter #1: Adopting Bitcoin

Bitcoin banking for communities and Lightning Network news.

Enterprise Adoption · November 10, 2021

Bitcoin Banking for Communities

Lessons learned from Bitcoin Beach.

News · November 8, 2021

The Galoy Origin Story

How we got our name — from the Gauls to Bitcoin.

Research · July 22, 2020

Lightning as a Retail Payment System

Layered scaling of Bitcoin and Lightning for retail payments.

Research · December 9, 2019

Visa and Lightning: How Do They Compare?

Side-by-side comparison of card networks and Lightning.

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