Infrastructure for Banks That Are Serious About Digital Assets

Bitcoin-native core banking software for regulated financial institutions. Offer lending, payments, stablecoins, and exchange without replacing your existing systems.

Galoy platform architecture: banking core, lending, payments, exchange

A Modern Platform Enabling Digital Asset Use Cases

Each solution addresses a specific banking opportunity in the Bitcoin economy, and each is built on the same modern, event-sourced core.

A Modern Core Banking Platform Built for Bitcoin

Purpose-built infrastructure designed for the financial networks of the future.

Event Sourced

Every state change is an immutable event. Full audit trail from day one. Reconstruct the complete history of any account, loan, or transaction at any point in time.

Written in Rust

Memory safety and compile-time guarantees that eliminate entire classes of bugs before code reaches production. The reliability financial infrastructure demands.

API-First & Headless

REST and GraphQL APIs with webhook support. Integrate into your existing core, compliance, and front-end systems without vendor lock-in.

Cloud-Native Infrastructure

Containerized and horizontally scalable. Run on your preferred cloud or on-premise with the operational resilience regulators expect.

Security Architecture

ISO 27001 certified. HSM integration, multi-signature custody support, and defense-in-depth key management built for regulated institutions.

Compliance Tooling

Transaction monitoring, risk scoring, and regulatory reporting hooks that work with your existing compliance stack as regulations evolve.

Built for Integration

Galoy is designed to work seamlessly with your existing infrastructure. Connect with custodians, core banking systems, and compliance tools through standardized APIs, without replacing your current setup.

Custodian Integration

Choose and control your custodial relationships. Galoy connects to any qualified custodian through standardized APIs with no vendor lock-in.

Core Banking Integration

Galoy operates alongside your existing core banking system. Extend your infrastructure with Bitcoin capabilities without full system migration.

Compliance Integration

Built for the evolving regulatory landscape with support for OCC interpretive letters, GENIUS Act compliance, and state-level frameworks.

Galoy Platform
Banking Logic · Lending · Payments · Exchange
API Integration Layer
Your Bank
Core
Your
Custodian
Your
Compliance

Ready to offer Bitcoin banking services?