Bitcoin Payments
Enable Bitcoin and Lightning payments for your institution. Offer 24/7 real-time settlement, eliminate correspondent banking friction, and provide low-cost cross-border payment capabilities.
Enable Bitcoin and Lightning payments for your institution. Offer 24/7 real-time settlement, eliminate correspondent banking friction, and provide low-cost cross-border payment capabilities.
Traditional correspondent banking is slow, expensive, and complex. Bitcoin and Lightning offer instant settlement, transparent pricing, and borderless payments. Banks can now offer modern payment capabilities that customers demand.
Bitcoin never sleeps. Payments settle instantly, any day, any time. No more weekend delays or banking hours constraints.
Send payments globally with minimal intermediaries and transparent fees.
Settle Bitcoin payments through your existing custody provider or settlement infrastructure.
Modern payment infrastructure built for regulated institutions
Instant, low-cost Bitcoin payments through the Lightning Network. Sub-second settlement for everyday transactions.
Full Bitcoin on-chain support for larger transactions and long-term settlement. Configurable confirmation thresholds.
Send payments globally with minimal intermediaries. Transparent fees and near-instant settlement regardless of geography.
Automated reconciliation between Bitcoin payment rails and your institution's existing reporting and accounting systems.
Settle payments through your existing custody provider. No vendor lock-in on the custody side.
Transaction monitoring, audit trails, and reporting integration for regulatory examination requirements.
Customer or counterparty initiates a Bitcoin or Lightning payment through your institution's interface.
Galoy routes the payment via Lightning (instant) or on-chain (confirmations), depending on amount and preference.
Payment settles through your custody provider. Funds are available in the recipient's account.
Transaction data flows to your GL and compliance systems. Full audit trail maintained automatically.
Galoy deploys as a sidecar alongside your existing banking core, whether you run Jack Henry, FIS, Fiserv, or another platform. No core replacement required.
Bitcoin and Lightning payment data flows back to your general ledger through your core's existing integration pathways, keeping your reporting and compliance workflows intact.
See how Galoy can help your institution offer modern payment capabilities.