Bitcoin Banking for Companies and Communities

We build secure and robust solutions for banks, companies and communities to provide innovative financial services to their existing customers and members.

Galoy offers easy to use Bitcoin ‘Banking-as-a-Service’ (BaaS) products.


At Galoy, we believe that the Bitcoin Protocol will serve as the global base settlement layer for ‘Money Over IP’ (MOIP). This will lead to a massive transformation of retail banking and payment networks during the next decade.
Open financial platforms will capture massive value from legacy firms. By way of analogy, 15 years ago, it was difficult and expensive to start a software company. Amazon Web Services (AWS) radically changed the game, making it fast and cheap to deploy software.
A similar story will unfold in the world of financial services. Over time, every sizable company, organization and community will become their own bank.

Galoy is a B2B company, serving organizations that embrace Bitcoin as money. We build on the Bitcoin Protocol and the Layer 2 Lightning Network, utilizing the tools created by the team at Lightning Labs.

Interested in joining Galoy?

We are seeking exceptional individuals to join Galoy – and support our mission to bring Bitcoin to the first Billion!

Full Time | Remote
Full Time | Remote
Full Time | Remote
Full Time | Remote

Pilot Project:

Bitcoin Beach

Bitcoin Beach is an initiative designed to create a sustainable Bitcoin economy – utilizing the Lightning Network. The project is based in El Zonte, a town of roughly 3,000 residents on the Pacific Coast of El Salvador.
El Salvador adopted the US dollar as its official currency in 2001.
That said, legacy financial services are broadly lacking in the country:
For merchants, many local businesses do not meet the requirements to qualify for credit card terminal on networks such as Visa or American Express.
Galoy is the official technology and wallet provider for this project. In October 2020, we launched our branded “Bitcoin Beach” Lightning Wallet in El Zonte.
The Galoy “Bitcoin Beach” app has
registered users
use the app weekly
Learn more about the project at

Read the profile from Forbes Magazine

Product: Proof of Concept

The Bitcoin Beach pilot project is the first step in our B2B strategy to support any company or community to self-organize as their own bank.
The app makes it easy to pay via Bitcoin address, Lightning invoice or individual username.
It provides a unified balance of BTC and Lightning Network, showing your balance in both USD and sats.
A transaction log displays a history of payments between users.
The mobile friendly map displays all local businesses that accept Lightning payments.
Since its launch in October 2020, our mobile app has more than 6,000 registered users.

App Features

Shared custody

Double entry
accounting ledger

Resilient architecture
built with Kubernetes

The iOS and Android mobile apps provide:

Seamless options to pay via Lightning invoice, BTC (on chain) or using individual usernames (within the app).

Prices displayed and denominated in either USD or sats.
Easy-to-use, mobile friendly integrated maps — showing all local businesses that accept Lightning payments.

We’re open source too!

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