Add digital asset lending products to your bank's offering in a secure, scalable and compliant manner.
Lana is an innovative fiat lending platform designed to enable bitcoin-backed lending products for banks and financial institutions. As more individuals and businesses hold bitcoin, the demand for borrowing against it is growing. Lana empowers banks to meet this demand, offering a compelling lending option that features low risk and high return potential.
Bitcoin-backed lending is inherently lower-risk because of bitcoin’s high liquidity. The collateral can be sold at any point with minimal slippage, allowing your institution to reduce risk exposure significantly compared to traditional lending. With Lana, your bank can diversify its lending portfolio while achieving better interest rates than other asset-backed loans, such as mortgages, without taking on excessive risk.
Bitcoin holders increasingly prefer to leverage their assets rather than sell them. Borrowing against bitcoin avoids triggering capital gains taxes, which is a major incentive for clients to retain their holdings. As bitcoin’s price appreciates, this demand is only expected to grow. With Lana, your bank can easily cater to this expanding customer base, offering competitive loans without selling off underlying assets.
Lana integrates effortlessly with your existing banking infrastructure. Built on top of Cala—our accounting solution—Lana also connects directly with cryptocurrency exchanges to automatically manage collateral liquidation if necessary. It takes care of everything from regulatory reporting to plugging into your core banking systems, making implementation smooth and minimizing operational disruptions.
Lana also supports multiple custody options, including third-party custodians or in-house custody via Bria, our specialized bitcoin custody product. This flexibility means your bank can manage risk and compliance on its terms.
Lana is designed to complement your bank’s existing lending offerings, adding a new, attractive option for clients with digital assets. It’s an ideal product for institutions looking to elevate their service portfolio, with the added benefit of potentially higher interest rates and reduced risk. It’s lending for the future, today.
Lana is here to help your bank tap into the rapidly expanding world of bitcoin-backed loans, providing a low-risk, modern lending solution that meets evolving client needs. Let's discuss how Lana can enhance your offerings and bring your institution to the forefront of digital asset-backed lending.
If you're a bank, fintech or other financial services firm looking to launch a digital asset lending product, we'd love to show you a live Lana demo on a 30-minute call.
book a demoGaloy has been maintaining bitcoin banking products in production since 2020 across multiple use cases.
An embeddable double-entry accounting ledger for managing multiple user accounts
Secure, scalable and highly available interface between Bitcoin, Lightning and enterprise applications
An engine for synthetic USD creation. Manage volatility without stablecoins or traditional banking integrations
